If you are in the market for a new rate on your current mortgage or if
you are looking for a new home (of any type), now is a the time to at
least get the process moving!  Rates have dropped below 5%.  Rates are
the lowest they have been in, roughly, five years! First gas prices and then interest rates!!! If you have good credit, now is the time to make your move...literally. Start with a reputable mortgage broker and get pre-qualified. Good Luck!!!